Tips & Insurance Provider Rates From Your State Commissioner

As well as being the definitive source of state insurance regulations, you state insurance commissionaire may the best sources for company and agent licensing information, agent recommendations and fraud alerts.

You may be able to ask your state insurance department specific questions about a provider:

Whether or not the company is [...]

A Rant About Isurance Age and Gender Discrimination

Feel like telling off your insurance agent?, you might get some satisfaction from this rant about about increased costs for being a male, under 25, living away from home.

Insuance Company Complaint Stats

The National Association of Insurance Commisioners maintains a database of insurance company information, including the number of complaints a given company has received.  The graph depicts the relative number of complaints compared to a national average of 1.0.

There’s plenty of other insurance company data including licensing and financial information  available at the NAIC site.

A Review of Auto Insurance Basics

What Do You Get? “Full Coverage” policies usually cover the following:

Property Damage Liability:
Pays damages caused by your car to other people’s property, within the limits set by the policy.
Bodily Injury Liability:
Pays those injured by your car, up to the limits set by the policy.
Medical Payments:
Pays the medical bills of you and usually [...]